Cookies - Cookie usage policy
BEATZ LENDING places great importance on providing you with the best possible service while maintaining the trust you place in us. In this regard, we have established strong principles to ensure the protection of your data.
For this reason, we want to provide you with clear and transparent information about how we place, use, and store cookies on your device when you visit our websites or apps (hereinafter referred to as the “beatzlending.com” website and/or the “BEATZ LENDING!” app). We also want to inform you about the options available to manage and delete these cookies.
1. what is a cookie?
Cookies are small text, image, or software files that can be placed on and/or read from your device when you access our website and/or app. The term “device”, as used in this Cookie Policy, refers specifically to computers, smartphones, tablets, and other devices used to access the internet.
Cookies can be:
- Session cookies, which are deleted from your device after you close your session and browser, or
- Persistent cookies, which remain stored on your device until they are manually deleted.
Cookies serve multiple functions, including:
- Authenticating and identifying you on our website and/or app to provide the requested services;
- Enhancing security, such as preventing the misuse of login credentials and protecting user data from unauthorised access by third parties;
- Delivering personalised advertising, particularly based on your browsing history and online preferences;
- Tracking your usage of our website and/or app to improve its functionality;
- Enhancing your user experience by tailoring the content of our website or app to your interests and displaying more relevant ads and content, both on our platform and on third-party websites;
- Remembering the information you have provided (e.g., auto-filling forms with previously entered details to enable faster logins);
- Storing your preferences and settings on our website and/or app (e.g., language, time zone, etc.).
2. What types of information can be stored in a cookie ?
The information stored by cookies placed on your device may include the following elements, within their storage period:
- The web pages you have visited with this device;
- The advertisements you have clicked on;
- The type of browser you are using;
- Your IP address;
- Any other information you have provided on our website/application.
Cookies may contain personal data, which is protected in accordance with our Privacy Policy.
3. What type of cookies do we use and for what purpose ?
The cookies used on our websites and/or apps are categorised as follows:
3.1 Strictly Necessary Cookies (Mandatory)
These cookies are essential for the website/app to function properly. They may include, for example:
- Cookies that store session IDs and login credentials;
- Cookies that customise the user interface of the website and/or app (e.g., language selection or service display preferences);
- Certain cookies used for visitor analytics;
- Cookies that help us comply with legal obligations, such as ensuring a secure online environment (e.g., detecting repeated failed login attempts to prevent unauthorised access to your account).
3.2 Cookies for Enhancing User Experience (With Your Consent)
These cookies allow us and our partners to store your preferences and personalise the content displayed to you.
For example, they help remember your selected preferences when visiting our website/app, improving your overall experience.
3.3 Analytics Cookies (With Consent, Except in Certain Cases)
These cookies help us and our partners:
- Understand how users access our website/app;
- Measure the number of visitors;
- Analyse user navigation behaviour to improve website functionality (e.g., ensuring visitors can easily find what they are looking for).
These cookies may be exempt from consent if they are strictly necessary for the operation of the website and/or app (as per section 3.1). Otherwise, they require user consent as specified in this section.
3.4 Cookies for Personalised Offers and Services (With Your Consent)
Information collected via advertising cookies is often shared with our partners through third-party cookies. More details about these partners can be found in Section 4 of this Cookie Policy.
These cookies allow us and our partners to provide you with personalised offers and services tailored to your interests.
- They track your website/app visits, including pages viewed and links followed.
- We and our partners use this data to display personalised offers and services relevant to your interests.
- These cookies may also be used for:
- Displaying personalised ads on other websites;
- Measuring the effectiveness of advertising campaigns;
- Limiting ad frequency (restricting how often you see the same ad);
- Advertising partnerships, click fraud prevention, market research, product improvements, and debugging.
3.5 Social Media and Content-Sharing Cookies (With Your Consent)
– Social Media Cookies:
These cookies allow us and our partners to share information with the social media platforms integrated into our websites and/or apps.
Displaying this content on our platforms shares your browsing data with the relevant social networks.
– Content-Sharing Cookies:
These cookies enable us and our partners to display external content hosted on third-party websites within our website/app.
When such content is displayed, information about your browsing activity on our platforms is shared with the hosting website.
For more details about our partners and how to configure your preferences, please refer to Section 4 of this Cookie Policy.
4. In this context, who places the cookies on your device (e.g. BEATZ LENDING or a partner) ?
When selecting the types of cookies you allow on your device, these cookies may be placed either directly by us or by one of our partners.
In practical terms, this means that if you consent to the installation of certain third-party cookies on your device, our partners may also have access to the information stored within them (e.g., your browsing statistics if you allow third-party analytics cookies). This access is subject to compliance with our Privacy Policy as well as the Privacy Policies of our partners.